MORTGAGES

How much could you borrow?

Helping contractors like you get the mortgage you deserve.

Our Advisors understand exactly which lenders to approach and how to best position your circumstances to them

In the ever-changing contractor market place, ensure you stand the best chance of securing the mortgage funding you require through an Advisor who understands the way you work and knows exactly which lenders to approach and how to best position your circumstances to them.

Whether you are PAYE through an Umbrella Company or contracting through your own Limited Company, a specialist Mortgage Advisor with the right knowledge and contacts can not only make the difference between you getting a mortgage or not, but they also ensure you will obtain the best interest rate available to you.

Forget the need for Limited Company accounts, tax returns, SA302s, Tax Calculations and Overviews or payslips, a Contractor Mortgage is usually obtained by using your contract as evidence of your income and your hourly, daily or weekly rate is annualised over a set number of weeks per year to become your income for mortgage purposes. It is a vastly simplified way of evidencing your contractor income to secure the mortgage you need, be it a remortgage or a property purchase.

Our Advisors specialise in the following mortgage types:

Residential purchase

Residential remortgage

Buy to Let purchase

Buy to Let remortgage

Second home purchase

Second home remortgage

Holiday let purchase

Holiday let remortgage

Product Transfer (rate switch with existing lender)

Further advance (further borrowing with existing lender)

House of Multiple Occupation (HMO) purchase

House of Multiple Occupation (HMO) remortgage

Special Purpose Vehicle (SPV) Limited Company Buy to Let purchase

Special Purpose Vehicle (SPV) Limited Company Buy to Let remortgage

Talk with a fully qualified advisor

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